:root{--navy:#082c4c;--ink:#122031;--blue:#11699c;--sky:#eaf5fa;--line:#c8d9e3;--paper:#f8fbfc;--white:#fff;--accent:#e9a83c}*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;color:var(--ink);background:var(--white);font-family:Inter,ui-sans-serif,system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;font-size:16px;line-height:1.55}.skip-link{position:absolute;left:-9999px}.skip-link:focus{left:1rem;top:1rem;z-index:10;background:#fff;padding:.6rem}.site-header{min-height:76px;display:flex;align-items:center;justify-content:space-between;padding:1rem clamp(1.25rem,5vw,5rem);border-bottom:1px solid #e5eef3;position:relative;background:#fff;z-index:5}.brand{display:flex;gap:.7rem;align-items:center;color:var(--navy);text-decoration:none;line-height:1.08;font-size:.88rem;letter-spacing:.03em}.brand strong,.brand small{display:block}.brand small{font-size:.95rem;font-weight:600;margin-top:.12rem}.brand-mark{display:grid;place-items:center;width:39px;height:39px;border-radius:50%;background:var(--navy);color:#fff;font-family:Georgia,serif;font-weight:bold;letter-spacing:-.1em}.nav{display:flex;align-items:center;gap:1.7rem}.nav a{color:var(--ink);font-size:.9rem;text-decoration:none}.nav-cta{border:1px solid var(--navy);padding:.55rem .9rem}.menu-toggle{display:none;border:0;background:transparent;color:var(--navy);font:inherit;font-weight:700}.hero{max-width:1280px;margin:auto;padding:clamp(4.5rem,10vw,8rem) clamp(1.25rem,7vw,7rem) clamp(4rem,8vw,7rem);display:grid;grid-template-columns:minmax(0,1.4fr) minmax(250px,.6fr);gap:clamp(2rem,7vw,8rem);align-items:end}.eyebrow{color:var(--blue);font-size:.76rem;font-weight:800;letter-spacing:.13em;text-transform:uppercase;margin:0 0 1.1rem}.hero h1,h2,h3{letter-spacing:-.035em}.hero h1{font-family:Georgia,serif;font-size:clamp(2.65rem,5.6vw,5.4rem);line-height:1.02;color:var(--navy);margin:0;max-width:880px}.hero-text{font-size:clamp(1.05rem,1.8vw,1.25rem);max-width:650px;margin:1.7rem 0 2rem;color:#405063}.hero-actions{display:flex;align-items:center;gap:1.3rem;flex-wrap:wrap}.button{display:inline-flex;justify-content:center;align-items:center;min-height:51px;padding:.8rem 1.25rem;text-decoration:none;font-weight:750}.button-primary{color:#fff;background:var(--navy)}.text-link{color:var(--navy);font-size:.92rem;font-weight:750;text-decoration-color:var(--accent);text-underline-offset:.4rem}.hero-card{background:var(--navy);color:#fff;padding:2rem;position:relative}.card-number{display:block;color:#88c5df;font:clamp(5rem,9vw,7rem)/.75 Georgia,serif;letter-spacing:-.1em;margin-left:-.2rem}.hero-card p{font-size:1.05rem;margin:1rem 0}.hero-card hr{border:0;border-top:1px solid #46617a;margin:1.6rem 0}.hero-card .small-copy{font-size:.8rem;color:#c6d6e2}.placeholder{color:#6088a4}.trust-bar{background:var(--sky);display:flex;justify-content:center;gap:clamp(1rem,4vw,4rem);padding:1rem 1.25rem;text-align:center;color:var(--navy);font-size:.8rem;font-weight:800;letter-spacing:.02em;flex-wrap:wrap}.section{max-width:1280px;margin:auto;padding:clamp(4.5rem,9vw,8rem) clamp(1.25rem,7vw,7rem)}.section-intro{max-width:730px}.section-intro h2,.control-section h2,.credentials-section h2,.contact-section h2{font-family:Georgia,serif;font-size:clamp(2rem,4vw,3.4rem);line-height:1.1;color:var(--navy);margin:0 0 1.25rem}.section-intro>p:not(.eyebrow),.credentials-copy>p:not(.eyebrow){color:#4b5b6b;font-size:1.08rem}.needs-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:var(--line);border:1px solid var(--line);margin-top:3.4rem}.need-card{background:#fff;padding:2rem;min-height:330px}.need-card.featured{background:var(--navy);color:#fff}.step{color:var(--blue);font-weight:800;font-size:.8rem}.featured .step{color:#87c7e3}.need-card h3{font-family:Georgia,serif;font-size:1.65rem;line-height:1.1;margin:.9rem 0}.need-card p{font-size:.95rem;min-height:87px}.need-card ul{padding:0;margin:1.5rem 0 0;list-style:none;font-size:.84rem}.need-card li{padding:.4rem 0;border-top:1px solid #e5edf1}.featured li{border-color:#48617a}.process-section{background:var(--paper);max-width:none;padding-left:max(1.25rem,calc((100% - 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